Cost of living in Kelowna
Baseline monthly costs and newcomer setup estimates.
Kelowna is located in British Columbia. Use these estimates to plan monthly costs and move-in expenses.
British Columbia
Last updated: Nov 2025How we calculate
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Monthly baseline (1 adult)
Rent (1bd)$1,597
Groceries$390
Transport$100
Total monthly$2,087
Total annual$25,044
Newcomer setup (one-time)
First month + deposit (2x rent)$3,194
Furniture for a 1-bedroom$2,500
Basic household setup$600
Estimated setup total$6,294
Optional big purchases
Popular new car price (avg)$28,000
Typical financing: $478/mo for 60 months (7.25% APR, $4,000 down).
Estimates only. Actual prices vary by neighborhood, lifestyle, and timing.
Why this matters
Whether you are already in Canada or planning your move, these numbers help you budget for rent deposits, setup costs, and monthly living expenses.