How much is car insurance in Ontario?

This guide uses a $220 monthly insurance baseline for Ontario.

What sales tax applies to car purchases in Ontario?

The sales tax assumption used here is 13%.

Monthly car ownership benchmarks for Ontario, including insurance, fuel, maintenance, and sales tax context.

Insurance

$220/mo

Fuel

$192/mo

Uses 1.88/L, 1,200 km/mo, 8.5 L/100km.

Baseline total

$532/mo

Insurance, fuel, and maintenance buffer.

Use this page for local benchmarks, then open the full auto calculator.

Add vehicle price, down payment, term, interest, and tax for a full cost breakdown.

Check how car costs fit against your after-tax monthly income.

See how car costs compare across Canadian cities.