How much is car insurance in Ontario?

This guide uses a $220 monthly insurance baseline for Ontario.

What sales tax applies to car purchases in Ontario?

The sales tax assumption used here is 13%.

Real planning numbers

Monthly car ownership benchmarks for Ontario, including insurance, fuel, maintenance, and sales tax context.

Insurance

$220/mo

Fuel

$164/mo

Uses 1.61/L, 1,200 km/mo, 8.5 L/100km.

Baseline total

$504/mo

Insurance, fuel, and maintenance buffer.

Use this page for local benchmarks, then open the auto calculator to include vehicle price, down payment, term, interest, and tax.