Arrival budget for newcomers to Canada
Estimate arrival and setup costs, then connect them to local income and cost-of-living planning.
Immigration planner
Estimate arrival costs, then map a savings timeline.
How This Planner Works
Select your immigration program to see typical costs for that pathway.
Adjust costs based on your specific situation (family size, city, etc.).
Use your discretionary income from the Income Calculator and city cost pages to plan savings.
Frequently Asked Questions
Is this an official IRCC calculator?
No. This is a planning tool to help estimate costs, not an official immigration resource. Always check IRCC website for official fees.
How much should I save before moving?
We recommend having at least 6 months of living expenses saved, plus initial settlement costs. Use the planner to customize for your situation.
Can I work immediately after arriving?
It depends on your visa type. Some require waiting for work permits to be processed. Study permits may have work restrictions.
Data, sources, and assumptions
Results combine Canadian tax rules, city cost baselines, and market assumptions versioned with the site code.
My scenarios
Save this setup in your browser so you can return later or compare alternatives.