Mortgage affordability in Regina

Monthly mortgage examples for Regina, Saskatchewan, using a 5.35% province-average rate assumption.

$400,000 home
$1,937/mo

Assumes 20% down and 25-year amortization.

$600,000 home
$2,905/mo

Assumes 20% down and 25-year amortization.

$800,000 home
$3,873/mo

Assumes 20% down and 25-year amortization.

Local affordability context

The local 1-bedroom rent baseline is $1,240 and monthly essentials are about $1,739 before mortgage-specific costs such as property tax, insurance, condo fees, and utilities.