Ontario tax calculator
After-tax income estimates for Ontario, including federal tax, provincial tax, CPP/QPP, EI, and a default city cost baseline.
$100,000 salary example
Net income
$70,615
Federal tax
$17,427
Provincial tax
$7,041
CPP
$3,868
EI
$1,049
Monthly discretionary in Toronto
$3,562
Salary scenarios in Ontario
| Gross income | Net income | Total deductions | Monthly net |
|---|---|---|---|
| $60,000 | $43,034 | $16,966 | $3,586 |
| $85,000 | $60,063 | $24,937 | $5,005 |
| $100,000 | $70,615 | $29,385 | $5,885 |
| $140,000 | $96,455 | $43,545 | $8,038 |
Calculation transparency
Data, sources, and assumptions
Results combine Canadian tax rules, city cost baselines, and market assumptions versioned with the site code.
Data synced
May 22, 2026
Federal/provincial tax
City cost baselines
Market rates and assumptions
Estimates do not replace tax, financial, or legal advice.
Sources and methodologystatcan_rent_34100133: ok 2025; statcan_gasoline_18100001: ok 2026-04; boc_valet_mortgage_5yr: ok 2026-05-20; tax_fallback_2026: ok 2026-01-03