London cityscape

City snapshot

Cost of living in London

London offers affordable living, excellent healthcare, and strong education sectors in Southwestern Ontario.

Last updated: Apr 2026London CMA

Monthly baseline

$1,883

Total annual: $22,596

Balanced salary needed

$45,700

Balanced

Population

543,551

London CMA

Crime Severity Index

61.2

London CMA

Cost breakdown

Rent (1bd)$1,371
Groceries$402
Transport$110
Total monthly$1,883

Move-in costs

First month + deposit (2x rent)$2,742
Furniture for a 1-bedroom$2,500
Basic household setup$600
Estimated setup total$5,842

Plan the next step

City profile

GeographyLondon CMA
Common languagesEnglish, Arabic, Spanish
Community contextArab, South Asian, Black

Housing and rent

University and health-sector demand shape rental availability and neighbourhood pricing.

Rent (1bd): $1,371 · Total monthly: $1,883

Commute and daily life

Bus network and regional car commuting

Safety context

London's safety snapshot uses the Crime Severity Index for London CMA. CSI compares police-reported crime volume and seriousness; it is not a neighbourhood-level risk score.

Crime Severity Index
61.2
Violent CSI
76.2
Non-violent CSI
55.8

How this city compares

London ranks #12 of 23 tracked cities by baseline monthly cost and is -$86 versus the cross-city average.

Average city baseline$1,969
Largest cost driverRent (1bd)

Salary guide for this city

Use these gross salary ranges as planning targets before running a detailed after-tax scenario for London.

Essentials$35,100
Balanced$45,700
Comfortable$57,300

Best for

London is strongest for affordable ontario living and a lower baseline than the tracked-city average.

Watch out for

Rent (1bd) is the largest cost driver in the baseline. Plan around $1,883 per month before discretionary spending, plus about $5,842 for a basic move-in setup.

Local reality check

Rent represents about 73% of the baseline essentials shown here. Compared with the tracked-city average, this city is -$86.

Living in London: what to budget for

Use this page as a starting point for London: monthly essentials, move-in cash, salary targets, local population context, housing notes and safety data are shown together so you can move from research to a concrete budget.

London is a mid-sized city in Southwestern Ontario with a major university and thriving healthcare sector.

The city provides affordable housing and lower living costs compared to larger Ontario cities.

Major employers include hospitals, Western University, and manufacturing companies.

The city provides a balanced lifestyle with urban amenities and accessible natural areas.

Highlights

  • Affordable Ontario living
  • Western University presence
  • Major healthcare employers
  • Family-friendly community
  • Rich cultural amenities

Common questions

What is included in London's monthly baseline?
The baseline includes a 1-bedroom rent estimate, groceries and transport for one adult. It is a planning baseline, not a quote.
Why do some metrics use a CMA or province?
National public datasets often publish city data by census metropolitan area, census agglomeration, province or territory. The geography is shown beside each metric.
How should I use the London salary estimate?
Use it as a gross-income target, then run the income calculator with your province, city and real costs.

Sources and methodology

  • Population: Statistics Canada Census 2021 table 98-10-0006-01 / Census Profile when noted.
  • Crime Severity Index: Statistics Canada table 35-10-0026-01, 2024.
  • Rent, groceries and transport: TrueIncome variable config synced from public market and Statistics Canada sources.
Sources and methodology
Calculation transparency

Data, sources, and assumptions

Results combine Canadian tax rules, city cost baselines, and market assumptions versioned with the site code.

Data synced
May 22, 2026
Federal/provincial tax
City cost baselines
Market rates and assumptions
Estimates do not replace tax, financial, or legal advice.
Sources and methodology
statcan_rent_34100133: ok 2025; statcan_gasoline_18100001: ok 2026-04; boc_valet_mortgage_5yr: ok 2026-05-20; tax_fallback_2026: ok 2026-01-03