Cost of living in Ottawa
Baseline monthly costs and newcomer setup estimates.
Ottawa is located in Ontario. Use these estimates to plan monthly costs and move-in expenses.
Ontario
Last updated: Nov 2025How we calculate
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Monthly baseline (1 adult)
Rent (1bd)$1,593
Groceries$402
Transport$130
Total monthly$2,125
Total annual$25,500
Newcomer setup (one-time)
First month + deposit (2x rent)$3,186
Furniture for a 1-bedroom$2,500
Basic household setup$600
Estimated setup total$6,286
Optional big purchases
Popular new car price (avg)$28,000
Typical financing: $478/mo for 60 months (7.25% APR, $4,000 down).
Estimates only. Actual prices vary by neighborhood, lifestyle, and timing.
Why this matters
Whether you are already in Canada or planning your move, these numbers help you budget for rent deposits, setup costs, and monthly living expenses.